Loan Products

We offer a variety of loan products tailored to meet the diverse needs of individuals, groups, and businesses. Join us today and experience how OPAL Micro Credit Enterprise is making a difference, one loan at a time.

Micro School Loans

Designed to assist families in covering school-related expenses such as tuition fees, uniforms, and books. Simple to apply for, with flexible repayment terms and competitive interest rates.

We help ensure children get quality education without financial stress.

Join us today and experience how OPAL Micro Credit Enterprise is making a difference, one loan at a time.

Asset Loans

Enables small and micro entrepreneurs to acquire essential business assets like machinery or vehicles. We offer financing with flexible repayment schedules and competitive rates to grow your work.

Who it’s for: Farmers, artisans, or small business owners needing tools or equipment to grow.

Join us today and experience how OPAL Micro Credit Enterprise is making a difference, one loan at a time.

Group Loans

Tailored for small business groups, farming circles or market cooperatives. Ideal for groups of 3-10 members using co-guarantee as collateral, offering flexible repayment.

Who it’s for: Small business groups who support and guarantee each other’s repayment.

Join us today and experience how OPAL Micro Credit Enterprise is making a difference, one loan at a time.

Micro Loans

Small, short-term cash loans for entrepreneurs or individuals to start or boost businesses, handle emergencies, or manage daily expenses.

Easy application, swift approval, and installment-based repayment.

Who it’s for: Street vendors, startups, or individuals in urgent need.

Join us today and experience how OPAL Micro Credit Enterprise is making a difference, one loan at a time.

Opal Micro Credit Enterprise

Opal Micro Credit empowers Ghanaian entrepreneurs with flexible loans and practical training to help them grow and succeed.

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